Documents de travail du Forum international des transports
Cette série d’étude s’adresse à un large public. Il s’agit généralement d’un travail collectif, mais les noms des principaux auteurs sont cités. Ces documents existent en général uniquement dans leur version originale – anglais ou français – avec un résumé dans l’autre langue.
- ISSN: 2223439X (online)
- https://doi.org/10.1787/2223439X
Pay-as-you-Drive Vehicle Insurance as a Tool to Reduce Crash Risk
Results so far and Further Potential
In this paper, we provide an extensive summary of a field experiment we have recently conducted on the behavioural effects of pay-as-you-drive (PAYD) vehicle insurance (Bolderdijk et al., 2011a). We start with a review of the rationale for PAYD schemes from a behavioural science perspective. Next, we describe the design of our study, and discuss and elaborate on the main empirical findings. Based on this, we present practical guidelines for policy makers and insurance companies aiming to introduce PAYD schemes as a tool to reduce crash risk, improve traffic safety, and reduce the negative environmental impacts of car use.
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