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Private Health Insurance in OECD Countries

image of Private Health Insurance in OECD Countries

This report provides the first-ever comparative analysis of the role and performance of private health insurance (PHI) in OECD countries. It analyses PHI markets and identifies policy issues arising from their interdependence with publicly financed health coverage schemes. The report assesses the impact of PHI against health policy objectives, paying special attention to the challenges and benefits associated with different insurance mixes. The analysis identifies strengths as well as areas where private health insurance might pose challenges to health system performance. This report shows how governments can help ensure that PHI markets make a positive contribution to the performance of health systems. Examples of useful practices for developing more efficient and equitable health insurance markets are also presented.

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The Role of Private Health Insurance in Mixed Systems of Health Care Funding

This chapter describes the heterogeneity of experiences with private health insurance across OECD countries, and identifies clusters of countries where PHI presents common features and factors explaining differences in PHI markets across OECD countries. In particular, this chapter addresses the following questions: What is private health insurance? What roles does PHI play within the health financing systems of OECD countries? What are the characteristics of PHI markets...

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