The Missing Entrepreneurs
Policies for Inclusive Entrepreneurship in Europe

Entrepreneurship development is an important requirement for achieving of smart, sustainable and inclusive growth. It is also a means to respond to new economic challenges, to create jobs and to fight social and financial exclusion. The impact of the global financial and economic crisis calls for giving entrepreneurship and self-employment a stronger role in economic and social development policies.
This book collects and synthesizes information and data on entrepreneurship activities in Europe, focusing on people that are at the greatest risk of social exclusion. These groups include young people, older people, women, ethnic minorities and migrants, people with disabilities and the unemployed.
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Policies for financing
Financing business creation and development is a challenge for all entrepreneurs, but those coming from disadvantaged and under-represented groups face even greater obstacles. Some will experience discrimination in the credit market while others will have difficulties because of lack of savings, collateral and credit history or lack of knowledge about financing sources. This chapter examines the barriers, examines the finance sources, including new alternatives such as mutual guarantees, bootstrapping and crowdsourcing, and explores how policy can help.
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