Financing SMEs and Entrepreneurs 2019

An OECD Scoreboard

image of Financing SMEs and Entrepreneurs 2019

Sufficient and affordable access to different sources of finance is crucial to allow SMEs and entrepreneurs to reach their full potential. The 8th edition of the Scoreboard on SME and Entrepreneurship Finance report provides data from 46 countries around the world on debt finance, alternative finance instruments and financing conditions, as well as information on policy initiatives to improve their access to finance.

In 2017, SME bank credit increased at a modest pace in many countries and declined in some others, in the context of broadly positive macroeconomic conditions, improvements in the business environment and accommodative credit conditions. In contrast, volumes were generally up for most other sources of finance relevant for SMEs and entrepreneurs, such as leasing, factoring, online alternative finance, and venture capital investments. At the same time, a growing share of SMEs relied on self-financing for their investment needs and cash flow requirements in 2017.

The thematic chapter of this publication investigates the potential for SMEs to leverage their intangible assets to access external finance, especially debt.

English Also available in: French


The EIB Group's support to SMEs and midcaps

The European Investment Bank Group (EIB Group) – consisting of the European Investment Bank (EIB) and the SME-focused European Investment Fund (EIF) – plays a role in improving access to finance for SMEs and midcaps in Europe and global partner countries. The EIB is the European Union’s bank, owned by and representing the interests of the European Union Member States. The EIF specialises in SME financing, and is majority owned by the EIB (58.5%), with the remaining equity held by the European Union (represented by the European Commission, 29.7%) and other European private and public bodies (11.8%).


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