Financing SMEs and Entrepreneurs 2018
An OECD Scoreboard

Financing SMEs and Entrepreneurs 2018 contributes to filling the knowledge gap in SME finance trends and conditions. This annual publication provides information on debt, equity, asset-based finance, and conditions for SME and entrepreneurship finance, complemented by an overview of recent policy measures to support access to finance. By providing a solid evidence base, the report supports governments in their actions to foster SME access to finance and encourages a culture of policy evaluation.
The 2018 report covers 43 countries world-wide. In addition to the core indicators on SME financing, it provides additional information on recent developments in capital market finance for SMEs, crowdfunding and related activities, and findings of demand-side surveys. It contains a thematic chapter on the evaluation of publicly supported credit guarantee schemes.
Finland
In Finland, 99.3% of all employer firms were SMEs in 2015, employing 59.4% of the labour force. The number of employer firms decreased from 2014 to 2015, indicating that some employers have switched back into self-employment because of diminished demand for their products and services.
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