Women and Financial Education

Evidence, Policy Responses and Guidance

image of Women and Financial Education

Gender equality in terms of economic and financial opportunities is becoming increasingly relevant at both national and international level. The need to address the financial literacy of women and girls as a way to improve their financial empowerment, opportunities, and well-being has been acknowledged by the G20 Leader’s Declaration in June 2012, as well as part of a wider horizontal OECD project on gender equality. The OECD International Network on Financial Education (INFE) established a dedicated workstream in 2010 to address the needs of women for financial education under the support of the Russia/World Bank/OECD Trust Fund for financial literacy and education.

This book collects the work carried out within this workstream, including policy guidance to help policy makers address women's and girls' needs for financial education, and a comprehensive analysis of the current status of knowledge on gender differences in financial literacy and policy responses in terms of financial education for women and girls.



Financial education for women: Challenges and lessons learnt

The analysis of the evidence and policy initiatives revealed a number of challenges and lessons in the development and implementation of financial education initiatives for women and girls.The main challenges have to do with changing social and cultural attitudes that may limit financial independence, as well as difficulties in reaching women and delivering relevant and efficient material and messages.At the same time, existing programmes highlighted some key lessons, including the importance to address women’s overall socio-economic empowerment, and to adapt the learning environment to women’s preferences


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