Women and Financial Education

Evidence, Policy Responses and Guidance

image of Women and Financial Education

Gender equality in terms of economic and financial opportunities is becoming increasingly relevant at both national and international level. The need to address the financial literacy of women and girls as a way to improve their financial empowerment, opportunities, and well-being has been acknowledged by the G20 Leader’s Declaration in June 2012, as well as part of a wider horizontal OECD project on gender equality. The OECD International Network on Financial Education (INFE) established a dedicated workstream in 2010 to address the needs of women for financial education under the support of the Russia/World Bank/OECD Trust Fund for financial literacy and education.

This book collects the work carried out within this workstream, including policy guidance to help policy makers address women's and girls' needs for financial education, and a comprehensive analysis of the current status of knowledge on gender differences in financial literacy and policy responses in terms of financial education for women and girls.



Addressing women's financial education needs through policies and dedicated programmes

Gender differences in financial literacy pose challenges to improving women’s financial well-being. Various governments and other stakeholders have addressed these challenges by developing financial education policies and programmes for women and girls. Such initiatives aim at: Addressing the needs of specific subgroups, i.e. young and old women, low-income and other marginalised groups of women, and female micro and small entrepreneurs; andImproving women’s strategies in dealing with various financial matters, including improving financial inclusion and especially the use of formal savings products, preventing over-indebtedness, helping women planning for retirement, and supporting female entrepreneurship. A growing number of impact evaluation exercises show that well designed programmes are successful in raising women’s financial literacy and inclusion.


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