The FinTech Ecosystem in the Czech Republic

image of The FinTech Ecosystem in the Czech Republic

This report describes the structure of the FinTech sector in the Czech Republic and the associated regulatory and supervisory frameworks. It analyses the enabling conditions for FinTech innovation as well as potential hurdles. The findings are based on responses from Czech FinTechs to an OECD survey which assessed market innovations, opportunities and obstacles, the access to and use of data, and the potential benefits of establishing a regulatory sandbox.


Structure of the Czech financial ecosystem

This Annex describes the main stakeholders in the Czech financial ecosystem, which is composed of traditional incumbent financial intermediaries (banks, insurance companies, pension funds and investment funds) and BigTechs. A description of the local financial infrastructure including the payment system and capital markets is also included.


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