Surveys conducted in OECD countries reveal that governments and the public are gradually becoming more aware of the need to improve individuals’ assumptions about their responsibility for the coverage and protection for a range of risks – including through insurance policies – as well as their, knowledge and skills relevant to insurance issues. This trend is reflected in a large number of mostly separate initiatives undertaken by different stakeholders, both public (e.g. governments, various public agencies and bodies) and private, whether insurance undertakings (e.g. companies, mutual or provident societies, etc.), industry and consumers associations, intermediaries, businesses, rating agencies, consumers and policyholders. These different players endeavour in various ways to improve consumer education on risks and insurance issues. Respective roles of this wide range of stakeholders largely depend on jurisdictions’ circumstances and assessments of the particular needs, if any, of households and individuals.