Financial Education in Europe

Trends and Recent Developments

image of Financial Education in Europe

This publication provides an overview of the recent trends and developments in financial education policies and programmes in Europe.  It describes the status of national strategies for financial education and various financial education programmes targeting a variety of audiences and through a variety of delivery channels. Based on the analysis of these initiatives, the report offers policy and practical suggestions for European policy makers and other stakeholders.


Context and rationale for financial education in Europe

This chapter presents the factors that make financial education policies relevant in Europe: population ageing, household debt levels, the growing complexity of the financial marketplace and, in some countries, levels of financial exclusion. Against this background, the financial literacy of Europeans, in terms of knowledge, attitudes and behaviours, is still low. This is explained particularly through the analysis of the 2015 OECD/INFE survey of adults’ financial literacy.


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