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Assessing the Solvency of Insurance Companies

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This volume is the fourth of a series devoted to major policy issues in insurance. It comprises an in-depth analysis on the assessment and the management of the major technical and financial risks insurance companies have to face. It responds to the growing concerns of economic, financial, political and social actors in the insurance market. It addresses the ever increasing risk exposure of insurance companies that could endanger their financial health. This book constitutes a unique reference work for the attention of both OECD countries and emerging economies.

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General Conclusion

Protection of insurance consumers can be said to have two basic aims: quality and security. The arrangements designed to guarantee contract quality, which include rules concerning information and transparency, have not been examined here. Nor has the licensing procedure, which constitutes a first safety barrier for the consumer: only companies meeting a certain number of requirements are authorised to write insurance...

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