PISA 2022 Results (Volume IV)
How Financially Smart Are Students?
This volume presents the financial literacy results of the OECD Programme for International Student Assessment (PISA) 2022 and examines 15-year-old students’ understanding of money matters in 20 countries and economies. It explores the links between their financial literacy and their competencies in mathematics and reading, and differences across socio-demographic groups. It also offers an overview of their experiences with money, their financial behaviour and attitudes, and their exposure to financial literacy at home and in school.
Students’ spending and saving behaviours and attitudes
This chapter explores whether students practice basic behaviours and attitudes towards money that demonstrate responsibility in their spending and saving decisions. It also examines the role of friends in influencing students’ financial attitudes and behaviours. It discusses whether such behaviours and attitudes are related to performance in the financial literacy assessment.
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