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PISA 2012 Results: Students and Money (Volume VI)

Financial Literacy Skills for the 21st Century

image of PISA 2012 Results: Students and Money (Volume VI)

This sixth volume of PISA 2012 results examines 15-year-old students’ performance in financial literacy in the 18 countries and economies that participated in this optional assessment. It also discusses the relationship of financial literacy to students’ and their families’ background and to students’ mathematics and reading skills. The volume also explores students’ access to money and their experience with financial matters. In addition, it provides an overview of the current status of financial education in schools and highlights relevant case studies.

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The Assessment of Financial Literacy in PISA 2012

PISA 2012 is the first large-scale international study to assess the financial literacy, learned in and outside of school, of 15-year-olds nearing the end of compulsory education. It assesses the extent to which students in 18 participating countries and economies have the knowledge and skills that are essential to make financial decisions and plans for their future. This chapter highlights the importance of financial literacy, defines financial education and financial literacy, and discusses how the assessment was organised. It also offers an overview of the limited and uneven provision of financial education in schools in participating countries and economies, and describes the steps taken in some countries to improve financial literacy among students.

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