Household financial assets

Household financial assets include:

  • currency and deposits

  • securities other than shares

  • loans

  • shares and other equity

  • net equity of households in life insurance reserves

  • net equity of households in pension funds

  • prepayments of premiums and reserves against outstanding claims, and

  • other accounts receivable.

    Financial assets held by households form an important part of overall wealth and are an important source of revenue, either through the sale of those assets or refinancing, or as a source of property income (such as interest and dividends). The structure of financial assets held by households, which carry different risk levels and as a consequence, may affect household wealth, constitutes a major input in economic analyses such as studies of asset bubbles and analyses of welfare.

    This indicator, which is based on data in USD per capita at current PPPs, shows data by financial asset. It is measured as a percentage of the total financial assets held by households. All OECD countries compile their data according to the 2008 System of National Accounts (SNA).

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Keywords: household financial assets