All OECD countries use a mix of public and private sources to pay for health care, but to varying degrees. Public financing is confined to government revenues in countries where central and/or local governments are primarily responsible for financing health services directly (e.g. Spain and Norway). It comprises both general government revenues and social contributions in countries with social insurance-based funding (e.g. France and Germany). Private financing, on the other hand, covers households’ out-ofpocket payments (either direct or as co-payments), thirdparty payment arrangements effected through various forms of private health insurance, health services such as occupational health care directly provided by employers, and other direct benefits provided by charities and the like.