The gross replacement rate shows the level of pensions in retirement relative to earnings when working. For workers with average earnings, the gross replacement rate averages 54% in the 34 OECD countries. But there is significant cross-country variation. At the bottom of the range, Mexico and the United Kingdom offer future replacement rates of less than a third to people starting work today. The Netherlands at the top of the range, offer replacement rates of more than 90%. Other countries with high projected replacement rates are Denmark at 79% and Austria at 77%.