Individuals face an increasing variety of financial risks, including those linked to

their retirement. At the same time, public funding has been reduced or is strictly

limited in most countries. Private insurance and pensions products therefore play

an essential role in social and financial protection. Yet the public

might have a low level of awareness of the risks they are exposed to, and lack literacy,

knowledge and skills in insurance and private pensions questions and products.

This volume addresses these topical and unexplored issues as part of the ongoing

OECD project on financial education. After a comprehensive analysis of the main

challenges and presentation of practical solutions, the book highlights good

practices, endorsed by OECD governments, to enhance awareness and education

on risk, insurance and private pensions issues.