2009 World Survey on the Role of Women in Development
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2009 World Survey on the Role of Women in Development

Women's Control over Economic Resources and Access to Financial Resources, Including Microfinance

Ensuring women’s economic empowerment and access to and control over resources requires an integrated approach to growth and development, focused on gender-responsive employment promotion and informed by the interdependency between economic and social development. Social objectives need to be incorporated into economic policies. Economic growth strategies should give attention to the real economy and focus on creating a gender-sensitive macroeconomic environment, full employment and decent work, access to land, property and other productive resources as well as financial services, and full coverage of social protection measures. The Survey outlines a number of concrete recommendations in these critical areas, which if adopted, will facilitate women’s equitable access to and control over economic and financial resources.
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UN

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Financial services facilitate the inter-temporal management of money for the achievement of a variety of goals: saving for future consumption or investment, insurance against contingencies and loans for current consumption, investment or emergencies. In an era of growing national and international mobility, financial services also facilitate the interspatial management of money, allowing rapid transfers across considerable distances.